An investment model built around human capital

An investment model built around human capital

We only invest in the best: As we only work with top 50 programmes as ranked by the Financial Times, only a small percentage of all MBA students qualifies for funding through LISA. Because of our extensive screening and selection, you will invest in winners only.

Why invest in LISA compared to traditional education credit

Why invest in LISA compared to traditional education credit

Why invest in LISA compared to traditional education credit

A structurally different way to access education-linked returns, with alignment and downside protection built in.

With LISA

With LISA

Returns tied to income outcomes

Cash flows scale with graduates’ real earnings instead of fixed repayment schedules.

Returns tied to income outcomes

Cash flows scale with graduates’ real earnings instead of fixed repayment schedules.

Returns tied to income outcomes

Cash flows scale with graduates’ real earnings instead of fixed repayment schedules.

You do well when they do well

When our Ivy league or alike students graduate, they will go on to earn high salaries. With an ISA, you not only help them get there, but also share in their future earnings. Many of our investors also recruit and retain their brightest talent through LISA.

You do well when they do well

When our Ivy league or alike students graduate, they will go on to earn high salaries. With an ISA, you not only help them get there, but also share in their future earnings. Many of our investors also recruit and retain their brightest talent through LISA.

You do well when they do well

When our Ivy league or alike students graduate, they will go on to earn high salaries. With an ISA, you not only help them get there, but also share in their future earnings. Many of our investors also recruit and retain their brightest talent through LISA.

We only invest in the best

As we only work with top-50 programs as ranked by the Financial Times, only a small percentage of all MBA students qualifies for funding through LISA. Because of our extensive screening and selection, you will invest in winners only.

We only invest in the best

As we only work with top-50 programs as ranked by the Financial Times, only a small percentage of all MBA students qualifies for funding through LISA. Because of our extensive screening and selection, you will invest in winners only.

We only invest in the best

As we only work with top-50 programs as ranked by the Financial Times, only a small percentage of all MBA students qualifies for funding through LISA. Because of our extensive screening and selection, you will invest in winners only.

Traditional student loan

Traditional student loan

Fixed repayment structures

Cash flows depend on borrowers’ ability to service debt regardless of income volatility.

Fixed repayment structures

Cash flows depend on borrowers’ ability to service debt regardless of income volatility.

Fixed repayment structures

Cash flows depend on borrowers’ ability to service debt regardless of income volatility.

Default-driven downside risk

Credit events, restructurings, and collections drive losses during downturns.

Default-driven downside risk

Credit events, restructurings, and collections drive losses during downturns.

Default-driven downside risk

Credit events, restructurings, and collections drive losses during downturns.

Individual borrower exposure

Risk concentrated at the borrower level with limited outcome smoothing.

Individual borrower exposure

Risk concentrated at the borrower level with limited outcome smoothing.

Individual borrower exposure

Risk concentrated at the borrower level with limited outcome smoothing.

Misaligned incentives

Lenders are repaid even when outcomes are weak, increasing default pressure.

Misaligned incentives

Lenders are repaid even when outcomes are weak, increasing default pressure.

Misaligned incentives

Lenders are repaid even when outcomes are weak, increasing default pressure.

An investment model built around human capital

An investment model built around human capital

An investment model built around human capital

Income-linked exposure to Europe’s next generation of high-earning graduates, with risk controls built in.

The underlying asset is future earning potential

The underlying asset is future earning potential

Access income-linked exposure to graduates from Europe’s most selective MBA programmes.

Access income-linked exposure to graduates from Europe’s most selective MBA programmes.

Admitted to one of the top 50 MBA programs in the world

European based, so subject to extensive compliance and risk controls

Potential to be the highest earners in their generation, providing up to 8% returns and recruitment opportunities to students with a loyalty to their investor

Downside risk is structurally limited by design

Downside risk is structurally limited by design

Payments pause automatically if income drops, making sure that you are actually able to collect.

Payments pause automatically if income drops, making sure that you are actually able to collect.

Payments pause automatically if income drops

No interest, enabling students to earn more so you earn more and really make an impact

Clearly defined terms and low fees to make sure that you don't only do good, but you also do well

Portfolio performance emerges at the cohort level

Portfolio performance emerges at the cohort level

Diversification across institutions, programmes, and graduation years smooths individual volatility.

Diversification across institutions, programmes, and graduation years smooths individual volatility.

Because of our fund structure, your investment is spread across all of our students so you will never be dependent on just one

Because the returns are linked to the earnings of the brightest students in the world, your investment performs when traditional markets don’t

By diversifying through LISA you enable dozens of students to access the best universities in the world despite their wealth or background

Explore the LISA investment opportunity

Explore the LISA investment opportunity

Reach out to learn more about portfolio construction, return dynamics, and LISA’s approach to aligned capital.

Reach out to learn more about portfolio construction, return dynamics, and LISA’s approach to aligned capital.

Visit our office (on appointment)

Visit our office (on appointment)

What is an Income Share Agreement (ISA)?

What is an ISA?